God forbid, but imagine you’ve been in an accident and are seriously injured, and the pain is becoming unbearable. The medical bills are mounting up fast because you can’t work anymore to pay for them on your own. Meanwhile, all this stress has left no resolution at best or maybe even worse! When will it end? What should I do now as my life seems flipped upside down without hope? And the insurance company offers a low settlement, and you’re unsure what to do. Now, this is where a personal injury lawyer can help. A personal injury lawyer will fight for you to get the compensation you deserve. Here are eight reasons why you may need a personal injury lawyer:
1. You’ve Suffered Severe Injuries
Why do you need a personal injury lawyer if you’ve received severe injuries? Serious injuries can include broken bones, spinal cord damage, brain damage, and more. These injuries often require extensive medical treatment and can lead to long-term consequences. A personal injury lawyer will fight for you to get the compensation you need to cover your medical bills and other expenses.
Places like Colorado in the USA have a “no-fault” insurance system. It means that your insurance company will pay for your medical bills and lost wages, regardless of who was at fault for the accident. However, if your injuries are severe, you may be able to file a personal injury lawsuit to seek additional compensation. For instance, The O’Sullivan Law Firm is a personal injury law firm in Denver, Colorado, representing people who receive injuries during accidents. They have a proven track record of winning cases and getting their clients the compensation they deserve.
2. The Insurance Company is offering a Low Settlement
After an accident, you will likely need to file a claim with your insurance company for the damages. The insurance adjuster will review your claim and offer a settlement. Suppose the compensation is often much lower than what you deserve. In such a scenario, you should contact a personal injury lawyer to cope with the situation.
Your lawyer will review your case and determine how much your claim is worth. They will negotiate with the insurance company on your behalf and fight for a fair settlement. The bottom line: Your lawyer can file a personal injury lawsuit if the insurance company refuses to offer fair compensation.
3. Someone Else’s Negligence caused the accident
It might not always be the case, but suppose, if someone else’s negligence caused the accident, you could also file a personal injury lawsuit against them. And to prove the negligence, you will need to show that the other party owed you a duty of care, they breached that duty, and their breach of duty caused your injuries. For example, if a driver ran a red light and hit your car, they would be considered negligent. In addition to drivers, property owners can also be held liable for accidents if they were negligent in maintaining their property. For example, if a business owner failed to shovel their sidewalk and you slipped and fell, they could be held liable.
4. A Defective Product caused the accident
These days, we rely on products to get us through the day. From cars to coffee makers, we use products every day. But what happens when a defective product causes an accident? If a defective product has injured you, you might be able to file a personal injury lawsuit against the manufacturer. To succeed in these cases, you must show that the product was defective and that the defect caused your injuries. And you must also prove that you were using the product as it was intended to be used.
5. You’re a Victim of Medical Malpractice
Medical malpractice can include errors during surgery, misdiagnosis, and more. Suppose you’ve been injured by medical malpractice. In that case, you might be able to file a personal injury lawsuit against the doctor or hospital. To succeed in these cases, you must show that the healthcare professional breached the standard of care and that their breach caused your injuries.
5. The Accident happened at work
Accidents happen at work all the time. If you’ve suffered from an injury in a workplace accident, you might be able to file a workers’ compensation claim. Workers’ compensation is insurance that pays for medical expenses and lost wages for work injuries. In most cases, you don’t need to prove that your employer was at fault for the accident. However, there are some exceptions. For example, suppose your employer didn’t have workers’ compensation insurance. In that case, you might be able to file a personal injury lawsuit against them. In addition, if your employer was intentionally negligent, you might be able to file a personal injury lawsuit against them.
6. You’ve been injured in a Car Accident
Car accidents are one of the most common types of accidents. Suppose you’ve been injured in a car accident. In that case, you might be able to file a personal injury lawsuit against the other driver. To succeed in these cases, you must show that the other driver was at fault for the accident. You will need to show that they were negligent and that their negligence caused your injuries.
7. There is No Insurance Coverage
In some cases, the at-fault party might not have insurance coverage. If this happens, you might still be able to file a personal injury lawsuit against them. Moreover, you might be able to file a personal injury lawsuit against their insurance company.
8. The Statute of Limitations is about to Expire
Now that you know why you might need a personal injury lawyer, it’s time to find the right one for you. It’s important to note that there is a time limit for filing a personal injury lawsuit. This time limit is known as the statute of limitations. The rule of regulations can vary from state to state. In some states, the statute of limitations is as little as one year.
The most common accidents are car accidents, slips, and falls. Suppose you’ve been injured in an accident. In that case, you might be able to file a personal injury lawsuit against the at-fault party. These cases can be complex, so it’s essential to have a personal injury lawyer on your side. Contact a law firm in your area today to find the right personal injury lawyer.